Oil-modified urethane is easy to apply. It is a solvent-base polyurethane that dries in about eight hours. This type of finish ambers.
Water-based urethane finishes are clear and non-yellowing. They have a milder odour. Dries in about two to three hours.
Penetrating Stain and Wax: This finish soaks into the pores of the wood and hardens protective penetrating seal. The wax gives a low-gloss satin sheen. It is generally maintained using solvent-based (never water-based) waxes, buffing pastes or cleaning liquids (specifically wax-finished wood floors and an additional thin application of wax as needed).